HR 6644, explained
21st Century ROAD to Housing Act
Active Presented to President. · Author: J. Hill (R-AR)
In plain English
This bill makes changes to federal housing programs that help people afford homes. It increases loan limits and grants for affordable housing, makes some housing activities easier to build, and changes some rules about who qualifies for housing assistance programs.
If this passes
What would actually change, according to the official CRS summary. No predictions, no opinions.
- The Federal Housing Administration could insure larger loans for apartment buildings and other multifamily homes.
- States and localities could receive grants to help more low-income households afford housing.
- Certain housing construction and renovation projects would not need to go through the full environmental review process.
- Veterans would not have their disability benefits counted as income when applying for Veterans Affairs housing assistance.
- Public housing agencies would have to post information about their contracts on their websites.
Who's lobbying this bill
131 organizations reported lobbying activity
mentioning this bill. Federal lobbying reports list the bills an organization worked and its total quarterly lobbying spend, they don't say which side the organization took, and fees aren't itemized per bill.
National Association Of Realtorstotal lobbying spend, quarters naming this bill · 10 filings
$47.2M Chamber Of Commerce Of The U.S.A.total lobbying spend, quarters naming this bill · 2 filings
$35.9M Visa, Inc.total lobbying spend, quarters naming this bill · 4 filings
$10.3M Money and the vote
How the chambers voted, from official roll-call records.
House · On Motion to Suspend the Rules and Concur in Senate Adt to House Adt t2026-06-23
358–32 Senate · On the Motion (Motion to Concur in the House Amendment to the Senate A2026-06-22
85–5 Lobbying organizations' PAC money, by vote
Where an organization lobbying this bill has an affiliated PAC (linked through the FEC's
own connected-organization records), this shows that PAC's direct contributions to the members on each side of the
vote. Contributions span whole election cycles and are not tied to any single vote; no causal link is asserted.
National Association Of Realtorsdirect PAC contributions to House members voting (2024 + 2026 cycles)
$4.3M → Yes (358) · $307K → No (32) National Association Of Realtorsdirect PAC contributions to Senate members voting (2024 + 2026 cycles)
$337K → Yes (85) · $8,500 → No (5)
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candidates or measures. Every number on this page comes from official disclosure filings, cited below.
Sources
- Bill text and CRS summary: Congress.gov.
- Lobbying activity: quarterly LDA reports filed with the Secretary of the Senate and the Clerk of the House (lda.senate.gov).
- Votes: official House Clerk and Senate roll-call records. PAC contributions: FEC bulk data (committee-to-candidate transactions).
Explainer text is generated from the official source text above and reviewed for neutrality:
it describes only what the text says, in conditional terms, with no evaluations or predictions.
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